Microfinance Traps and Relational Exchange Norms: A Field Study of Women Entrepreneurs in Tanzania

Marta Lindvert*, Pankaj C. Patel, Célina Smith, Joakim Wincent

*Motsvarande författare för detta arbete

Forskningsoutput: TidskriftsbidragArtikelVetenskapligPeer review

5 Citeringar (Scopus)

Sammanfattning

In interdependent social groups, microfinance traps occur when conflicts arise between borrowers' affective ties related to family needs and instrumental ties related to obligations toward their loan group. Thus, the social capital that facilitates microfinancing can lead to conflicting obligations toward business needs and economic obligations toward family. Building on an inductive field study among female entrepreneurs in Tanzania, we conceptualize microfinance traps. By using relational contract theory to interpret the qualitative data, we argue that microfinance traps can be reduced by balancing role integrity, preserving norms and reciprocity, and harmonizing the social matrix toward the family and loan group.

OriginalspråkEngelska
Referentgranskad vetenskaplig tidskriftJournal of Small Business Management
Volym57
Utgåva1
Sidor (från-till)230-254
Antal sidor25
ISSN0047-2778
DOI
StatusPublicerad - 14.02.2018
MoE-publikationstypA1 Originalartikel i en vetenskaplig tidskrift

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  • 512 Företagsekonomi

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