When function meets emotion, change can happen: Societal value propositions and disruptive potential in fintechs

Othmar M. Lehner*, Romina Simlinger

*Motsvarande författare för detta arbete

Forskningsoutput: TidskriftsbidragArtikelPeer review

3 Citeringar (Scopus)

Sammanfattning

Fintechs, as providers of digital service innovations and as highly relevant and novel channels through which to deliver entrepreneurial finance based on the creative use of state-of-the-art technology in the financial domain, have thus far mainly been addressed in research by examining the functional aspects of their value propositions (VPs). This article thus sets out to gain insights into the interplay and overall role of societal VPs as potential antecedents and change catalysts in the formation of the often promised disruptive potential of fintechs for the financial sector. In an inductive, theory-building approach, the authors first examine how societal VPs transcend individual functional and emotional ones for entrepreneurs, and conclude with a conceptual model of how the former can build up the disruptive potential of fintechs and deliver apt solutions for entrepreneurs seeking finance.

OriginalspråkEngelska
Referentgranskad vetenskaplig tidskriftThe International Journal of Entrepreneurship and Innovation
Volym20
Utgåva4
Sidor (från-till)277-288
Antal sidor12
ISSN1465-7503
DOI
StatusPublicerad - 01.11.2019
MoE-publikationstypA1 Originalartikel i en vetenskaplig tidskrift

Nyckelord

  • 512 Företagsekonomi

Styrkeområden och områden med hög potential (AoS och AoHP)

  • AoS: Finansiering, redovisning och företagsstyrning

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